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Junior Credit Analyst (JB5742)
Rosebank, Johannesburg, Gauteng ยท Banking/LoansJunior Credit Analyst (JB5742)
Rosebank, Johannesburg (Office-Based)
R30 000 - R35 000 CTC per month
Incentive bonus structure; Group Risk, Medical Aid
Permanent
A specialist asset and equipment finance provider that supports SME businesses seeks a recent graduate to take up the role of Junior Credit Analyst.
You will manage application screening, data accuracy and initial risk checks while receiving hands-on coaching and guidance.
Minimum Requirements:
Completed and relevant BCom or BSc degree
Recent graduate who wants to build a long-term career
Ability to work accurately under pressure
Ability to manage multiple tasks and meet deadlines
Strong written and verbal communication skills
Confident interpersonal skills to liaise with internal and external stakeholders
High attention to detail with an analytical mindset
Comfortable working with CRM or similar systems for capturing applications
Vibrant, enthusiastic personality that brings energy into the team
Duties and Responsibilities:
Capture, verify, and quality-check all incoming credit applications with complete accuracy
Assess documentation for completeness, consistency, and alignment with scorecard requirements
Analyse bank statements, financial statements, and supporting documents to identify affordability, risk indicators, and application viability
Conduct thorough credit bureau checks and interpret results to guide recommendations
Validate supplier information, equipment values, and transaction legitimacy
Communicate confidently with sales teams, brokers, suppliers, and clients to obtain missing information and provide clear updates
Form early-stage credit views based on data, patterns, and red flags, and escalate findings appropriately
Track applications through the full process to ensure SLA and turnaround targets are met
Prepare information packs, summaries, and inputs that contribute to the compilation of full credit papers
Work closely with the credit team to ensure decisions are informed, well-supported, and documented
Contribute to continuous improvements in application processes, document control, and workflow efficiency
Support broader operations and credit functions as required in a fast-paced environment
Please do not apply using Scanned CVs, no supporting documentation is required at this point, this will be requested later.
IMPORTANT: We specialize in specific niche fields. Regret that we are unable to provide assistance for any fields outside of this scope. Fields can be viewed on our website.
Kontak Recruitment Disclaimer:
Equal opportunity: All backgrounds are welcomed, with no bias. All are considered based on requirements.
Job specifics: Requirements mirror advertisement, duties may adjust for client needs.
Fair process: Fair assessment, only shortlisted candidates contacted due to volume.
Privacy: Data processed as per Privacy Policy. By applying, you agree to data handling. We safeguard applicant info.
Candidate verification: Candidates selected by the client are verified. False info may disqualify or end employment via the client.
Offer clarity: Advert is not a binding offer. Written offers based on pre-employment conditions.
No direct link: Advert is not tied to Kontak Recruitment. We assist in the employment process ONLY.
Applicant Responsibility: Upon applying, confirmation of receipt for a specific advert is given. If no confirmation is received, you must verify with Kontak Recruitment.
Rosebank, Johannesburg (Office-Based)
R30 000 - R35 000 CTC per month
Incentive bonus structure; Group Risk, Medical Aid
Permanent
A specialist asset and equipment finance provider that supports SME businesses seeks a recent graduate to take up the role of Junior Credit Analyst.
You will manage application screening, data accuracy and initial risk checks while receiving hands-on coaching and guidance.
Minimum Requirements:
Completed and relevant BCom or BSc degree
Recent graduate who wants to build a long-term career
Ability to work accurately under pressure
Ability to manage multiple tasks and meet deadlines
Strong written and verbal communication skills
Confident interpersonal skills to liaise with internal and external stakeholders
High attention to detail with an analytical mindset
Comfortable working with CRM or similar systems for capturing applications
Vibrant, enthusiastic personality that brings energy into the team
Duties and Responsibilities:
Capture, verify, and quality-check all incoming credit applications with complete accuracy
Assess documentation for completeness, consistency, and alignment with scorecard requirements
Analyse bank statements, financial statements, and supporting documents to identify affordability, risk indicators, and application viability
Conduct thorough credit bureau checks and interpret results to guide recommendations
Validate supplier information, equipment values, and transaction legitimacy
Communicate confidently with sales teams, brokers, suppliers, and clients to obtain missing information and provide clear updates
Form early-stage credit views based on data, patterns, and red flags, and escalate findings appropriately
Track applications through the full process to ensure SLA and turnaround targets are met
Prepare information packs, summaries, and inputs that contribute to the compilation of full credit papers
Work closely with the credit team to ensure decisions are informed, well-supported, and documented
Contribute to continuous improvements in application processes, document control, and workflow efficiency
Support broader operations and credit functions as required in a fast-paced environment
Please do not apply using Scanned CVs, no supporting documentation is required at this point, this will be requested later.
IMPORTANT: We specialize in specific niche fields. Regret that we are unable to provide assistance for any fields outside of this scope. Fields can be viewed on our website.
Kontak Recruitment Disclaimer:
Equal opportunity: All backgrounds are welcomed, with no bias. All are considered based on requirements.
Job specifics: Requirements mirror advertisement, duties may adjust for client needs.
Fair process: Fair assessment, only shortlisted candidates contacted due to volume.
Privacy: Data processed as per Privacy Policy. By applying, you agree to data handling. We safeguard applicant info.
Candidate verification: Candidates selected by the client are verified. False info may disqualify or end employment via the client.
Offer clarity: Advert is not a binding offer. Written offers based on pre-employment conditions.
No direct link: Advert is not tied to Kontak Recruitment. We assist in the employment process ONLY.
Applicant Responsibility: Upon applying, confirmation of receipt for a specific advert is given. If no confirmation is received, you must verify with Kontak Recruitment.