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The role is responsible for overseeing the end-to-end credit application process, ensuring","datePosted","2026-07-08T09:43:29.000Z","dateCreated","2026-07-08T12:27:45.262Z",{"_144":325,"_146":326,"_301":336,"_295":337,"_338":269,"_66":339,"_291":340,"_70":341},"Genfin (SIGNED NDA IN PLACE)","R800 000 to R1 032 000 per annum CTC","jobType","Accounting/Finance","Permanent","De Bron, Cape Town","searchFields",{"_305":17,"_344":345,"_346":347,"_351":352},"selectedFacets",["M"],"geo",{"_348":17,"_27":17,"_349":350},"code","radius","25","sortBy","dateDesc","hashedSearchFields","4e14fb4601d090dec7012d5bfd71c04cc4f8f21b","url","job",{"_321":322,"_323":324,"_144":325,"_146":326,"_327":-5,"_148":-5,"_328":-5,"_329":-5,"_358":359,"_331":360,"_361":362,"_1211":-5,"_1212":-5,"_81":1213},"descriptionHtml","Credit Origination Manager (JB6146)
\nDe Bron, Cape Town
\nR800 000 to R1 032 000 per annum CTC
\nPermanent
\n
\nAn established financial services organisation specialising in commercial funding solutions is looking for an experienced Credit Origination Manager to lead and optimise its credit origination and operational functions. The role is responsible for overseeing the end-to-end credit application process, ensuring efficient workflows, maintaining service delivery standards, driving operational excellence, and supporting business growth through continuous improvement initiatives. The successful candidate will lead and develop teams within a fast-paced, target-driven environment while ensuring adherence to operational controls, quality standards, credit policies, and performance expectations.
\n
\nThis position requires a strong people leader with extensive experience within commercial lending, credit assessment, credit operations, or financial services environments. The successful individual will be responsible for managing productivity, workflow, quality assurance, stakeholder relationships, training programmes, graduate development initiatives, credit processes, and operational performance while driving accountability, customer service excellence, and sound credit decision-making across the department.
\n
\nMinimum Requirements:
\nBCom Degree with 3rd Year Accountancy (Non-Negotiable)
\nHonours Degree in Finance, Accounting, Commerce, or related qualification advantageous
\nMinimum 5 years’ solid people management experience managing a team of at least 8 employees
\n5–7 years’ experience within the financial services, commercial lending, business funding, or credit environment
\nExperience with loan administration and credit origination processes
\nStrong understanding of accounting principles and banking applications/software
\nStrong financial and accounting skills
\nAbility to analyse and interpret Annual Financial Statements (AFS), Management Accounts, historical trends, projections, cash flow information, and business performance indicators
\nKnowledge of commercial credit products, lending procedures, and market trends
\nUnderstanding of the full credit life cycle, including collections
\nAdvanced Microsoft Excel skills including Pivot Tables and Lookups
\nStrong analytical and critical thinking skills
\nExcellent attention to detail
\nStrong interpersonal and relationship management skills
\nCustomer service orientated
\nStrong time management and multitasking abilities
\nEffective problem-solving skills
\nStrong business acumen
\nAbility to lead, coach, mentor, and develop teams
\nAbility to work effectively in a demanding, target-driven environment
\nKey Competencies
\nDeciding and Initiating Action
\nLeading and Supervising
\nWorking with People
\nAnalysing
\nPlanning and Organising
\nDelivering Results and Meeting Customer Expectations
\nAdapting and Responding to Change
\n
\nDuties and Responsibilities:
\nLead and manage the credit origination and operational functions, ensuring efficient processing of applications and adherence to service level standards
\nPrepare and oversee monthly audit and quality assurance reports
\nEstablish KPIs for new and existing roles and monitor team performance against agreed targets
\nMonitor individual and team quality performance and communicate review outcomes
\nProvide structured feedback and drive continuous improvement in work quality and customer service delivery
\nDrive continuous process improvement initiatives across the department
\nSupport change management projects and operational enhancements
\nMaintain and enforce compliance with Standard Operating Procedures (SOPs)
\nImplement new SOPs for products, processes, and system changes
\nManage operational templates and documentation
\nEscalate and resolve system and process-related issues where required
\nMonitor operational communication channels and service levels to ensure business continuity and service excellence
\nOversee Information Boxes, Client Support Boxes, Partnership Application Processes, DBC Error Boxes, Connect Statements Boxes, WhatsApp Channels, and Telephone Lines
\nMonitor workflow, work-in-progress, and operational capacity
\nImplement corrective actions where performance standards are not achieved
\nResolve operational exceptions and bottlenecks
\nReview workload distribution and support resource planning
\nMaintain strong relationships with Business Development teams and internal stakeholders
\nProvide affiliate and application status updates where required
\nPrioritise applications and expedite high-priority transactions while maintaining quality standards
\nManage workflow from application through to disbursement
\nLead, manage, coach, mentor, and develop team members
\nConduct performance reviews, feedback sessions, team meetings, onboarding, and probation management
\nEnsure appropriate staffing levels, accountability, service excellence, and alignment with company values
\nDesign and deliver induction and technical training programmes
\nConduct onboarding reviews and performance assessments
\nProvide training on loan application analysis, financial assessment principles, Annual Financial Statements, Management Accounts, SARS requirements, and high-value applications
\nDrive continuous employee development initiatives
\nManage graduate induction and onboarding programmes
\nOversee graduate development and the three-month onboarding journey
\nConduct progress reviews and provide ongoing mentoring and development support
\nReview competitor interest rate comparisons
\nPrepare motivations for reduced interest rate approval requests
\n
\nPlease do not apply using Scanned CVs, no supporting documentation is required at this point, this will be requested later.
\n
\nKontak Recruitment Disclaimer:
\nEqual opportunity: All backgrounds are welcomed, with no bias. All are considered based on requirements.
\nJob specifics: Requirements mirror advertisement, duties may adjust for client needs.
\nFair process: Fair assessment, only shortlisted candidates contacted due to volume.
\nPrivacy: Data processed as per Privacy Policy. By applying, you agree to data handling. We safeguard applicant info.
\nCandidate verification: Candidates selected by the client are verified. False info may disqualify or end employment via the client.
\nOffer clarity: Advert is not a binding offer. Written offers based on pre-employment conditions.
\nNo direct link: Advert is not tied to Kontak Recruitment. We assist in the employment process ONLY.
\nApplicant Responsibility: Upon applying, confirmation of receipt for a specific advert is given. If no confirmation is received, you must verify with Kontak Recruitment.",["D",1783503809000],"formBundle",{"_363":364,"_81":365},"formBundleId","d1d0c174aac600ca5ba390e3d7843e2d4c19b972",[366,372,384,389,394,399,404,409,413,427,453,459,462,466,1128,1133,1139,1144,1149,1184,1195],{"_58":367,"_368":65,"_369":370,"_371":13},"break","breakType","title","* - indicates a required field.
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